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Bank of China ATM cards in Vietnam - Answers for Hanoi, Northern Vietnam and Vietnam

Bank of China ATM cards in Vietnam
Stosskraft posted June 1st, 2012 at 6:26 am to Other.
Viewed 6118 times. Answered 6 times.

ello all,

Another banking question, I am asking here because my searches here and google are giving my contradictory answers.

Will my Bank of China Union Pay ATM card work in Vietnam, Hanoi and Saigon?

I am wondering if anyone on this board has been able to withdraw money in VN with their BOC ATM card?

It does look like Vietnam offer Union Pay atm's I am just wondering if anyone has been able to actually do it?

Thank you

Answers (jump to newest answer)

June 1st, 2012 at 8:09 am

Iam thinking out of the box here, but have you tried using it in one of the ATM's ?

June 1st, 2012 at 8:13 am

And just to keep the mods happy, i'll post something useful:

The almighty google tells me that, if the ATM has a Union Pay sign on it, you stand a 80% chance of it spitting money out. Also they seem to have a tie up with Citibank, so maybe go ask them on this.

June 1st, 2012 at 6:29 pm

I see what you did there. I am not in VN I am in China...I should have said that.

So hoping to use the card there vs carrying cash around.

Again, question stands.

June 2nd, 2012 at 6:53 am

A friend of mine came from China , and after a few banks atm's it works here , that is the Union pay card.

October 2012
June 3rd, 2012 at 9:45 pm

Application Range
Around 10,000 ATMs in Vietnam accept the withdrawal of cash in local currency (Vietnamese Dong) by UnionPay cards and provide balance inquiry service. These ATMs are mainly located in major cities like Ho Chi Minh City, Ha Noi, Hai Phang, Halong Bay, Danang, Hue, Hoi An, Nhatrang, Vungtau and Cantho.

And all the ATMs in Vietnam territory belongs to Agribank, BIDV, Vietcombank, Sacombank, ACB, Vietinbank, DongA bank, Saigonbank, CITI bank, HSBC, ABBANK, SeABANK,OCEANBANK, VRB, PGBANK, WESTERNBANK, HABUBANK, NAMABANK, SCB, SHB, VIETABANK, BAOVIETBANK, IVB can accept UnionPay cards.


Their ATM search also lists 47 China UnionPay-branded ATMs in Vietnam. The results were in Chinese so I don't know for sure, but it looked like a lot or all were in Ho Chi Minh City.

Wikipedia lists DongA Bank, Saigon Bank For Industry and Trade and VietcomBank as accepting CUP cards in their ATMs.

So sounds like you'll have no problems to me.

Although you'll probably have to pay a fee to the local bank (~20k VND) for each transaction.

I haven't tried it myself, but I have a couple of Chinese friends I can ask. Also, I'll keep an eye out for the CUP stickers on the various ATMs I walk past during the week.

no photo available
June 4th, 2012 at 12:40 pm

For what its worth our Agicultural Bank of China cards worked here in Hanoi when we first moved from China two years ago. Not every ATM though - it took some trial and error. There was seemingly no connection between the symbols on the back of the card, those on the ATM, and whether or not funds could be accessed using that machine. This was two years ago though, the system may well run more smoothly now. (if I remember correctly ABC was also Union Pay linked)

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